What to Do If Your Paycheck Stub Has Been Stolen
Paystubs has a lot of benefits to employees. It is good to have a single paper that entails all relevant information about your financial and payment info. Paycheck subs are very important and that’s the reason why many businesses require them. You will find yourself in jeopardy if an intruder manages to successfully steal your paystub. This article put lines the measures to be taken if your paycheck stub has been stolen.
You should inform your bank if your paystub check has been stolen. The safety of your financial situation will be compromised if your paystub check is lost. You should first inform your bank immediately your paystub check is stolen. If you get a direct deposit to your bank account, there is a likelihood that your account info will be mentioned on your paystub. A thief can use this info to try and gain control of your account. Make sure you request your bank to be monitoring your account at once in case of any change. Majority of banks can freeze client accounts, and this will deny intruders the chance of accessi9ng accounts by using paystub checks.
You should contact the human resource once you’ve contacted the bank. If there was a cheque attached to your stub, there is a likelihood of the thief attempting to cash the money. You should contact next the Human Resource department of your employer for assistance. The HR department can directly assist you or refer you to someone in the accounting section to guide you. The assistance of these professionals will be essential as they can put a stop on the chequeen so that it is not cash by the thief and they can also help in changing your direct deposit information. You can then work to get a new copy of your paystub and check once you’ve confirmed the safety of your account.
The last action that should be taken is the initiation of a fraud alert in the credit. You can go ahead and flag your credit report as your pay stub contains alloy if personal identifying info. Intruders try to use the info from the paystub to get access to a new credit card. Putting a flag will not allow them to get a new card by using your info.
There is no worse feeling than having your paycheck stub stolen. Not only will your financial info be in the wrong hands if your paystub is stolen, but you will also be out of your weekly wages. Taking note of these tips will help you put matters in your hands and take control.